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Compare and choose the best student bank account for you. Here you'll find our top picks this year based on criteria in the bank comparison table.

We outline the benefits and the catches of the top student accounts so you can make an informed choice and not fall into the many traps.

1. Banks are desperate for students to open an account. Switch to get the best deals.
2. Bear the motives of banks in mind!
3. Don't fall for cheap freebies (but some are worth it)
4. The amount of interest-free overdraft should be your first priority.
5. The advertised overdraft is the maximum you can get in final year. A low credit rating can mean you can't get the full amount.
6. Invest any unused overdraft in a flexible savings account.
7. Check the interest rates on the overdraft for graduates
8. Watch out for the bank charges for going overdrawn. Never spend beyond your means.

1. Make sure you get a debit card, not a cash card (which can only be used at cash machines).
2. Do you get online banking?
3. Does the bank have branches near to where you'll be living?
4. International students should ensure that you are eligible to apply for a student bank account in the UK.